Finance Options
We offer a range of great finance options for personal and business purchases.
With these great finance options, you are able to enjoy the latest technology for personal, home or business use.
Gem Visa allows you to enjoy 12 months interest free on all purchases of $250.00 or more.
- 12 months interest free on any Visa purchase over $250.00
- Online only
- New Zealand only
Procuret provides finance solutions to eligible small and medium businesses in Australia and New Zealand to help them pay for essential invoices and goods.
- Choose to pay over 3, 4, 6 or 12 months*
- Simple 2-minute digital application process using your NZBN and driver's licence
- Approval is back within 15-minutes
- Available on purchases from $1,500 - $150,000
- New Zealand Only
Afterpay lets you spread the cost of your purchase in four instalments over 6 weeks, and you never have to pay interest.
- Interest-free payments over 6 weeks
- Available on orders under $2000 (subject to your approved account limit)
- Not available on sale items
- Smart spend limits starting from $600
- No fees when you pay on time
Q is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest free deals and payment holidays.
- Up to 12 months interest free & no payments on any purchase over $200.00
- Online only
- New Zealand only
Payment Methods
You can make your payments using a variety of methods.
As a great alternative to debit and credit cards, Poli provides a quick, secure & free payment option by connecting you to your bank.
- Bank deposit but your order is confirmed instantly
- No minimum / maximum spend
- New Zealand only
Credit Card
We accept Visa, MasterCard, American Express, Apple Pay, Google Pay, AliPay as well as debit cards. This method is best if you want your order to be processed and dispatched as quickly as possible.
- Secure payments provided by Windcave
- No minimum / maximum spend
- New Zealand and Australia
Bank Deposit
You can deposit payment for your order directly into our bank account. We check our account for new payments every day but depending on your bank it can take 1 - 2 business days for your payment to appear.
- No minimum / maximum spend
- New Zealand and Australia
Laybuy lets you spread the cost of your purchase over 6 weekly interest-free payments.
- 6 weekly interest-free payments
- No minimum / maximum spend
- Online and in-store
- New Zealand only
How it works:
- Proceed to checkout as normal and select Laybuy as your payment method.
- Login or sign up and complete your order in seconds.
- Choose your payment day, view your schedule and select pay now.
- You're done! Payments will be taken each week automatically.
What do you need?
- A credit or debit card
- To be over 18 years of age
- To be living in New Zealand
If you fail to make payments, you may be charged a late payment fee of $10.
For more, visit www.laybuy.com/nz/
Gem Visa allows you to enjoy 12 months interest free on all purchases of $250.00 or more.
- 12 months interest free on any Visa purchase over $250.00
- Online only
- New Zealand only
Why Gem Visa?
- Instant cardless payment feature where you can apply, and once approved, start shopping within minutes.
- Stay up to date on your balance, transactions and more with the Latitude App.
What do you need?
- To be over 18 years of age
- To be a permanent resident of New Zealand
For more, visit www.gemfinance.co.nz
Afterpay lets you spread the cost of your purchase in four instalments over 6 weeks, and you never have to pay interest.
- Interest-free payments over 6 weeks
- Smart spend limits starting from $600
- No fees when you pay on time
How it works:
- Proceed to checkout as normal and select Afterpay as your payment method.
- Login or create an account.
- You're done! Payments will be taken automatically every fornight.
What do you need?
- A credit or debit card
- Over 18 years of age
- A valid and verifiable email address and New Zealand mobile number
- A valid delivery address in New Zealand
If you fail to make payments, you may be charged a late payment fee of $10, and a further $7 if the payment remains unpaid 7 days after the due date.
For more, visit www.afterpay.com/en-NZ/how-it-works
- 12 months interest free & no payments on any purchase over $200.00
- Online only
- New Zealand only
Everyday spend:
- Zero interest, zero payments for 3 months on all Standard Purchases. No minimum spend. Always.
- 28.95% p.a. Standard Interest Rate applies after 3 month interest free term ends.
- $50 annual Account Fee ($25 fee on opening an account and every 6 months thereafter).
Long term finance:
- 0% p.a. on Long Term Finance deals. See where you can shop interest free.
- $55 establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions.
For more, visit www.qcard.co.nz